Loan Program

We provide hard money loans to purchase and renovate non-owner occupied single family homes in the Atlanta Georgia area.

We can finance up to 90% of your deal including purchase, rehab/renovation costs, and closing costs up to 65% of the after repaired value (ARV).

Geographic Area Atlanta, Georgia and surrounding counties
Property Type Residential non-owner occupied single family homes
Loan Size $30,000 – $750,0001
Loan to Value (LTV)
65% of the After Repaired Value (ARV)
Loan Term 12 months2
Interest Rate 14% interest only
Loan Origination Fee 4 points
Down Payment 10-20% (minimum $6,000)3
Lien Position First lien only
Prepayment Penalty None
Upfront Fees None
Minimum Credit Score 500
Notes:

  1. Larger loans are available on a case by case basis
  2. The loan term can be extended on monthly basis (additional fees apply)
  3. Corps/LLC, out of state investors minimum downpayment = 20%  (min $8,000)

Please note that we do not lend on owner-occupied properties